GESY vs. private health insurance: what's actually covered?
Many families in Cyprus assume GESY covers everything. Here's where private cover still matters.
Health
Cyprus · General & Life Agency
Insurance built around your life, not the fine print.
For over two decades, Paschalı Insurance & Consultants has guided families and businesses across Cyprus through life's most important decisions with clear advice, honest pricing and a claim paid when it matters most.
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0Claims Settled
Your Coverage Overview
Personalised protection, reviewed annually.
Life & Savings Plan
Family Health Cover
Comprehensive Motor
Home & Contents
ICCSSupervised
Claims handled locallyAverage settlement in 6 working days.
Who we are
A local agency with international standards.
We are an independent insurance agency, not a call centre. That means you speak to the same advisor, year after year someone who knows your family, your business and your ambitions.
Whether you're insuring your first car, your home in Sotira, or a growing company in Famagusta, we design cover around your reality. And when something goes wrong, we handle the paperwork so you can focus on what matters.
- Independent advice across multiple insurers never tied to a single provider
- Bilingual service in English and Greek
- Annual policy reviews, so your cover never falls behind your life
- Personal claims advocacy from first notification to settlement
22+Years serving Cyprus
Our coverage
Insurance for every chapter of life.
From your first apartment to your family's future, from a single van to a fleet we cover what you've worked for.
Life Insurance
Protect your family's future with flexible term, whole-of-life and savings-linked plans.
ExploreHealth Insurance
Access private hospitals, specialists and diagnostics across Cyprus and abroad.
ExploreVehicle Insurance
Comprehensive, third-party fire & theft, and fleet cover with 24/7 roadside help.
ExploreDisability Insurance
Income protection if illness or injury stops you from working.
ExploreGeneral Liability
Public, professional and employer's liability for individuals and firms.
ExploreCommercial Insurance
Property, business interruption, cyber and liability for Cypriot businesses.
Explore
Why Paschalı
The difference is in the details.
Anyone can sell you a policy. We take the time to understand what you actually need and we're honest when you don't need something at all.
Independence
Advice you can trust
We work across a panel of leading insurers, so our recommendation is based on your needs not a sales quota.
Relationship
One advisor, for life
No call centres, no ticket numbers. Your advisor is a real person you can reach by phone or email.
Advocacy
We fight for your claim
When you claim, we handle the insurer not the other way around. That's what a good agency does.
Life
Health
Vehicle
Home
Business
Travel
Eight core lines. One trusted advisor.
0Years in Cyprus
0Policies Serviced
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How it works
Simple, transparent, human.
1 · Talk to us
Tell us what you want to protect. Ten minutes is usually enough.
2 · We compare
We review the market and shortlist the plans that genuinely fit.
3 · You choose
Plain-English explanations. No pressure, no jargon, no surprises.
4 · We stay
Annual reviews, claim support and a phone number that answers.
Client stories
Trusted by families and businesses across Cyprus.
★★★★★
"They explained our health policy in a way that actually made sense. When my husband needed surgery, Paschalı handled everything with the hospital. We just focused on him."
Androulla M.Family Health · Paralimni
★★★★★
"We insure six vans with Paschalı. Renewal is painless, and when one was stolen, the claim was settled in under two weeks. That's why we stay."
Marios P.Fleet Owner · Larnaca
★★★★★
"I opened my café with their business cover. The liability advice alone saved me from a costly mistake. Genuine consultants, not salespeople."
Christos A.Café Owner · Sotira
Insights
Advice from our advisors.
Business
Five liability risks every Cypriot SME overlooks.
From slip-and-fall to cyber, small businesses are more exposed than they think.
Life
How much life cover does a young family really need?
A simple, honest framework no jargon, no upselling.
Let's find the right cover for you.
Free, no-obligation quote in under 24 hours. Speak to a real advisor.