Commercial & Business Insurance
Protection for Cypriot businesses property, income, liability, cyber and fleet, under one coordinated plan.
Protection that keeps your business trading.
Most businesses insure their premises and vehicles but the greatest risk is often the one nobody thinks about: not being able to trade. Business interruption, cyber incidents, key-person loss and unforeseen liability claims can all stop a business in its tracks.
We work with SMEs, professionals, hospitality, retail, construction and manufacturing businesses across the Famagusta district and beyond.
- Commercial combined one policy for all core covers
- Business interruption replaces lost income
- Commercial property buildings, contents, stock
- Cyber liability breach response and ransomware
- Fleet and commercial motor
- Key-person and shareholder protection
Tailored to your industry.
Hospitality & Tourism
Hotels, restaurants, bars and short-let accommodation with seasonal sum adjustments.
Retail
Shops, supermarkets and e-commerce stock, premises, liability and cyber.
Construction
Contractors, trades and developers contractor's all risks, plant and liability.
Manufacturing
Machinery, stock, product liability and business interruption for production environments.
Technology & Professional Services
Professional indemnity, cyber and D&O for consultants, agencies and tech firms.
Transport & Logistics
Fleet, goods in transit, marine cargo and warehousing liability.
Commercial insurance, explained.
Business interruption (BI) replaces your lost income and pays ongoing fixed costs rent, salaries, loan repayments if a covered event forces you to stop trading. It's often more valuable than the property cover itself, because a fire can be repaired but a lost trading year cannot be recovered.
Yes. SMEs are frequently targeted because they hold valuable data with fewer defences than large enterprises. Cyber cover typically includes breach response, legal costs, notification costs, and increasingly ransomware negotiation and loss of profit.
Yes a "commercial combined" policy can bundle property, BI, liability, cyber and money cover into one document with a single renewal date and premium. Usually cheaper and easier to administer than separate policies.
Cyprus has strong seasonality in hospitality, tourism and retail. We can structure cover around your actual trading patterns, with higher sums insured during peak months and lower during off-season.
Absolutely. Start-ups can be challenging for insurers, but we work with specialists who understand emerging businesses and can provide meaningful cover from day one including professional indemnity, cyber and public liability.
Protect your business properly.
Free commercial review we'll identify the gaps before they matter.